For years, the calculation of your credit score was a well-guarded secret. Until now. The software reveals how your score can work in your favor. The award-winning ScoreManager online software program instantly runs over 20,000 calculations against your credit and provides you with a step-by-step plan proven to improve your credit score.

Would it surprise you to learn you are paying a lot more than your next-door neighbor for the same stuff? If you are one of the millions of Americans with a low credit score, you're sacrificing a big chunk of your income to higher interest and fees. But you can stop this madness, if you start now.